Manas Ranjan Panda and Dr Prabodh Kumar Hota
The present study has taken an attempt to determine the key determinants of competition in Indian banking sector by using panel data model for a sample of 21 public sector and 18 private sector banks. It also analysed the full sample of all the 39 banks of the sector together. The study period is spanning from 1995 to 2012 and the study broadly conclude that the Indian Banking sector can take advantage of the prevailing macroeconomic condition to influence their Total Revenue but due to some internal management inefficiency it is unable to channelize its revenue towards Profitability. The banks have to improve their operational efficiency in order to have a better performance and command over their market structure.